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Mortgage Simulator

Calculate total home buying costs including taxes, fees, and recurring expenses across different countries.

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Select Country / Market

Property Details

Property Price

$420,000

Down Payment (10%)

Loan Amount

Loan Terms

Annual Interest Rate

Average rate on new mortgages (United States, Nov 2026): 7.11% · Freddie Mac

Term (Months)

Upfront Costs

Down Payment$0

Transfer Tax%

Agency Fee%

Legal & Admin Fees

Notary Fee, Registry Fee, Valuation Fee

Total Upfront$0

Monthly Costs

Mortgage Payment$0

Property Tax$0

Home Insurance

HOA Fees

Total Monthly$84

Total Interest

Over 30 years

Annual Recurring Costs

$1,008

Taxes + Insurance + HOA

Important Note

These calculations are estimates based on typical fees and taxes in each country. Actual costs may vary depending on the property location, lender, and local regulations. Always consult with a local real estate professional and mortgage advisor.